Benefits to LAMMICO insured hospitals and facilities include comprehensive on-site RM assessments, access to on-call risk managers and attorneys, tailored continuing nursing and medical education, and analysis of RM data. 

LAMMICO’s Risk Managers have extensive backgrounds in areas of risk management essential for hospitals and facilities such as patient safety, and performance improvement, and clinical documentation. They have experience in working with regulatory standards such as the Joint Commission and Centers for Medicare and Medicaid Services as well. Discover the wealth of hospital knowledge LAMMICO Risk Managers bring.

LAMMICO’s certified and highly experienced risk managers will work with your risk managers, quality improvement department, nursing services and/or safety officers to conduct systematic and individualized on-site assessments. Tailored and specific recommendations for reducing risk in the hospital or facility setting are provided in real time.

We understand that the reputation of your facility is important to you. For that reason, LAMMICO is committed to your support and will provide you with an excellent legal team dedicated to your protection.

The South’s most respected healthcare professionals have trusted us for more than 40 years because of our unparalleled customer service. LAMMICO’s claim representatives have extensive expertise in handling medical professional liability cases and general liability claims for hospitals and other healthcare facilities. 

Our claim handling services include:

• Experienced claim representatives who provide prompt, personalized service
• Aggressive management of claims to ensure the best possible resolution
• Defense counsel medical professional and general liability claim experience
• Discussion of potential defense counsel with policyholder prior to assignment to obtain mutual agreement on selection
• Opportunity to engage in a joint defense with physicians, if appropriate, to mitigate legal expenses
• Comprehensive litigation management to control defense costs
• Support throughout the claim process

LAMMICO coordinates with the most experienced local attorneys and even offers access to our in-house firm of Schroeder & Trahan to help manage legal expenses. 

True to our commitments, defense teams at LAMMICO close approximately 90% of cases without indemnity payment. LAMMICO attorneys immerse themselves in every detail of the patient, the case and the defendant's involvement to ensure this high success rate.

The LAMMICO approach to legal defense is different – it’s flexible. We honor your prior relationships with legal teams and can work with them as a team unified in one goal -- your protection.

As a financially stable medical professional liability insurance carrier, LAMMICO has adapted to meet the changing needs of the healthcare industry. Our primary focus is creating value for our policyholders. As a mutual company, LAMMICO can provide policyholders a share in cost savings. If the Company experiences better-than-anticipated results, we offer insureds a share in our cost savings with dividends* when it is fiscally prudent to do so. 

With over 40 years of experience, LAMMICO is dedicated to providing you with the lowest actuarially sound rates possible. Our company reputation ensures that LAMMICO will be here for you for years to come. AM Best, the premier national rating service for insurance companies, has consistently ranked our company as “A” (Excellent) due to our financial stability and security. 

*LAMMICO and LAMMICO RRG are two separate companies and dividends are determined independently of each other.